LTAT Dividend For 2025: Rate & Review
March 14, 2026
The Armed Forces Fund Board (LTAT) announced that the LTAT dividend rate for the financial year ending Dec 31, 2025 will be 5.35 percent. It is the highest amount of dividend distribution in eight years.
The total distribution is worth RM524.74 million to contributors, including members of the Malaysian Armed Forces (ATM).
LTAT dividend check can be done on the Armed Forces Fund portal through the following link: or the MyWIRA application.
Refer to the full info on the LTAT dividend rate and how to check below.
LTAT 2025 DIVIDEND PERFORMANCE SUMMARY
- Dividend Rate: 5.35%
- Achievement Status: The highest rate in the period 8 years.
- Announcement Date: 12 Mac 2026.
- Credit Date: Begin 13 Mac 2026.
- Review:LTAT Portal / MyWIRA Application
What is LTAT Dividend?
LTAT dividend refers to the annual profit payment announced by the Armed Forces Fund Board (LTAT) to its contributors, namely members of the Malaysian Armed Forces (AMF) and military retirees.
It is taken from LTAT’s investment performance and automatically credited to the member’s savings account as a return on investment (usually in the form of additional Unit Trust Fund units or cash).
This dividend is not only an incentive but also for future savings after retirement.
NOTE: LTAT contribution is a mandatory contribution for LLP members only where a deduction of 10% of their actual salary is paid to LTAT. The government will contribute 15% of the actual salary into the member’s account. Every year LTAT will pay a dividend to the contribution.
Who’s Involved?
LTAT contributors consist of officers and members of other ranks (LLP) of the Malaysian Armed Forces (ATM) who are currently serving, military retirees, members of the Voluntary Force (RPK), as well as nominees (the heirs of deceased contributors).
These dividends are automatically credited to the member’s savings account as a return on investment (usually in the form of additional Unit Trust Fund units or cash), not only as an incentive but also for future savings after retirement.
Refer to the Media Release for the 2025 LTAT Dividend Announcement below:
LTAT Dividend Rate For 2025
The Armed Forces Fund Board (LTAT) has announced the dividend rate for the financial year ending 31 December 2025 on 12 March 2026.
The announced dividend rate is as much as 5.35%.
This rate is the highest distribution in eight years, indicating strong financial performance despite challenging global economic conditions.
Year-to-Back Comparison
This announcement also marks the fourth year in a row that LTAT has delivered returns of over 5%:
- 2025: 5.35%
- 2024: 5.25% (including 0.25% bonus)
- 2023: 5.00%
- 2022: 5.00%
- 2021: 4.10%
- 2020:3.50%
- 2019: 2.50%
- 2018: 2.00%
- 2017: 8.27%
- 2016: 7.99%
- 2015: 8.1%
Date LTAT Dividend Credited
Contributors can start checking the crediting of dividends into their respective accounts starting 13 Mac 2026 through:
How to Check LTAT Dividend
To check the LTAT dividend for the year 2025 which started to be credited on 13 March 2026, please refer to the following steps:
Through the LTAT Portal
- Visit the LTAT Portal at www.ltat.org.my and look for the link to i-WIRA.
- Log in using No. Military/ID card and password; Register if you haven’t already by filling in your personal details and verifying the OTP code.
- Select the “Statements” tab to view details of annual contributions, recent dividends (such as 5.35% 2025), and unit trusts.
MyWIRA application
The app is available for download on Google Play Store, Apple App Store, and Huawei AppGallery.
- Login: Enter the No. Your Identity Card and Password.
- Main Display: Once logged in, your account’s latest balance will be displayed.
- Statement Menu: Click on the section ‘Statement’ or ‘Annual Statement’.
- Select Year: Select year 2025 to see the details of the dividend transaction that has been credited.
LTAT Contribution Withdrawal Method
The withdrawal process of LTAT savings (including credited dividends) is subject to the member’s service status and account allocation: Account 1 (60% – for retirement only) and Account 2 (40% – can be used during service).
Full withdrawal is allowed only after completion of service/retirement.
Production Steps
- Log in to MyWIRA: Use the MyWIRA application or portal www.ltat.gov.my/members/mywira/ MyDigital ID, No. Army/IC, and password.
- Select “Withdrawal”: Access the dashboard > select the type of withdrawal (retirement, housing, education, Hajj, etc.).
- Complete the form: Fill in information, upload documents (IC, evidence of Hajj/education, bank account), and send.
- Monitor real-time approvals; internal process 1-3 working days.
Main Production Types
| Type | Conditions/Limitations | Accounts Involved |
|---|---|---|
| Retirement/End of Service | Full (Account 1+2 + dividends); 1 month after the end of service or age 50 | All accounts |
| Housing | ≤40% Account 2 OR 10% of house price (max RM10,000); age ≥22 years & birth ≥5 years | Account 2 only |
| Education/Hajj | Once throughout the service; max RM10,000; contribution ≥15 years + LTH/IPT letter | Account 2 only |
More Information
For the latest info and more information about the LTAT dividend for 2025, please refer to:
- Portal LTAT
- Facebook LTAT
- MyWIRA application
- Email: [email protected]
- LTAT Customer Service at 1-300-88-5828.
LTAT Dividend FAQ
The Armed Forces Fund Board (LTAT) has announced the dividend rate for the financial year ending 31 December 2025 on 12 March 2026 of 5.35%
The 2025 dividend (5.35%) is credited on 13 March 2026 (Friday) directly to the contributor’s savings account.
All mandatory contributors (employees + LLP ATM), voluntary contributors, retirees, RPK, and heirs whose accounts are active.
No.
The dividend rate is determined by the net profit performance of LTAT’s investments in various sectors (such as banking, plantations, and real estate) as well as current economic conditions. LTAT also needs to balance distribution with the strengthening of reserve funds for long-term sustainability.
Crediting is usually done in stages after the announcement date starting March 13, 2026. If after a week the balance still hasn’t been updated, you can:
– Contact LTAT Customer Service at 1-300-88-5828.
– Send email to [email protected].
Yes. If the member dies, all savings including accumulated dividends will be paid to the heirs who have been named or through the estate administration process if there is no nomination.
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